The ABCs of Bankruptcy & Foreclosure: Glossary (i-l)

 

Over the next few weeks we will post common bankruptcy and foreclosure legal terminology so when you are doing research or begin filing you can have a better understanding of the jargon involved.

I
Insider (of Individual Debtor)
Any relative or general partner of the debtor.

Intangible Property
Personal property that has no physical existence.

Insolvency
When a business is failing.

Interest
A commission an individual pays the bank or other creditor for lending money or extending credit.

J
Joint Administration
A court approved mechanism under which two or more cases can be administered together.

Joint Petition
The combination of one or more bankruptcy petition; typically filed together by a husband and wife.

L
Lien
The right of a secured creditor to take, hold or sell the property of a debtor as security or payment.

Liquidation
A sale of a debtor's property where the proceeds are used to benefit the creditors.

Liquidated Claim
A creditor's claim for a fixed amount of money.

Loan Consolidation
The process of combining multiple loans into one.